Personal Insurance
Protecting yourself and your loved ones.
TRUBLUE INSURANCE
What is Personal Insurance?
Personal Insurance is a form of financial protection that safeguards individuals and their families against unforeseen circumstances such as illness, injury, or death.
It provides a safety net by offering financial support in the form of lump-sum payments or regular income replacement, helping to cover medical expenses, ongoing living costs, and other financial obligations.
By securing personal insurance, individuals can gain peace of mind knowing that they and their loved ones are financially protected in times of need, ensuring their long-term security and wellbeing.
Risk and Personal Insurance options.
Life Protection
Income Protection
Reassurance that even if life throws unexpected challenges your way, your financial stability can remain intact by receiving a monthly payment to replace a percentage of your income.
Life Insurance
Know that your loved ones will be financially protected in the event of your passing, ensuring their future security and well-being by receiving a lump sum or monthly payment.
Accidental Injury
Financial protection in the event of unforeseen medical expenses and loss of income resulting from accidental injuries.
Mortgage Protection
A safety net for your most significant investment, ensuring your mortgage payments are covered should you be too ill or injured to work.
Permanent Disability
Total Permanent Disability Cover offers financial security in the event of a life-altering injury or illness, knowing you're protected against the unexpected.
Health Protection
Trauma Cover
Financial support during challenging times, allowing you to focus on recovery without worrying about financial burdens.
Health Insurance
Have access to quality healthcare when you need it most, providing peace of mind and financial security during illness or injury.
Early Cancer
Timely financial support for early-stage cancer diagnoses, and access to quality treatment options when they are needed most.
Cancer Care
Financial support during challenging times, ensuring you can focus on your recovery without worrying about the financial burden of cancer treatment.
Business Insurance
Start-up Income Protection
Supports new business owners who have been operating for three years or less, with monthly payments of an amount agreed at the time you take out your policy. There is no need to provide financial information.
Business Continuity Cover
Provides established businesses with monthly payments if the business owner or any key employees become disabled and are unable to work.
Group Scheme Cover
Offers businesses and organisations a valuable benefit for their employees, providing comprehensive insurance coverage tailored to the needs of the group.
How it works
First Appointment
During our first appointment, I will collect as much information as possible about you and your family, your careers, income, assets and liabilities.
We will discuss each insurance and how that would affect you should you not have this cover in place. We can also go through your existing insurances and if it is still relevant to your current situation etc. Once I have all this information, I can go away and do some independent research on the best suitable insurer for you.
Second Appointment
In our second meeting we can go through your tailored made plan and some quote options. My goal is for my clients to be as comfortable as possible with their premium.
We can meet in person at your home, or a cafe. I am also able to do virtual meetings and phone calls if these mediums suit better.
As well as helping you find the right cover to suit your needs, I make myself available during any claims processes and am only a phone call away if you need me.
Annual reviews are also a part of what I offer, so we can ensure your insurance matches your current needs.
‘Your peace of mind is my top priority.’
TRUBLUE INSURANCE
Trudie Rutherford
My mission is to empower individuals and families with personalised insurance solutions, guided by integrity, honesty, and a commitment to putting my clients first.
I endeavour to provide quality advice and reliable support that ensures peace of mind in the face of life's uncertainties.
Want peace of mind?
TruBlue Financial Adviser
Trudie Rutherford
FSP number: F649269
Trublue Limited FSP1007385
Office hours: weekdays
8am - 5pm
Tauranga based
Personal Insurance
Mortgage Protection
A safety net for your most significant investment, ensuring your mortgage payments are covered in times of unexpected hardship.
Income Protection
Reassurance that even if life throws unexpected challenges your way, your financial stability can remain intact.
Health Insurance
Have access to quality healthcare when you need it most, providing peace of mind and financial security during illness or injury.
Life Insurance
Know that your loved ones will be financially protected in the event of your passing, ensuring their future security and wellbeing.
Trauma Cover
Financial support during challenging times, allowing you to focus on recovery without worrying about financial burdens.
Disability Cover
Offers financial security in the event of a life-altering injury or illness, knowing you're protected against the unexpected.
